How does disability work in Michigan?

By Hogan Smith

Updated 05/12/2025


If you are unable to work due to a disability in Michigan, you may be eligible for federal and state assistance programs. Understanding how disability works in Michigan is crucial to ensure you get the benefits you need. This guide explains the key disability programs available, how they work, and how to apply.

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Disability Benefits Available in Michigan


Social Security Disability Insurance (SSDI)

SSDI is a federal program managed by the Social Security Administration (SSA). It provides benefits to individuals who:


  • Have a qualifying disability that prevents them from working for at least 12 months or is expected to result in death.
  • Have paid into Social Security through payroll taxes.


Supplemental Security Income (SSI)

SSI is a needs-based federal program that offers financial assistance to:


  • Individuals with disabilities.
  • Seniors aged 65 or older with limited income and resources.


Michigan State Disability Assistance (SDA)

In addition to federal programs, Michigan offers State Disability Assistance (SDA), which provides cash assistance to disabled adults who:


  • Do not qualify for SSI or SSDI.
  • Meet the state’s income and resource limits.
  • Have proof of disability as defined by the state.


How to Qualify for Disability Benefits in Michigan

To qualify for SSDI or SSI in Michigan, you must meet the SSA’s definition of disability, which includes:


  • Medical evidence showing your condition prevents you from working.
  • Meeting specific eligibility criteria based on work history (SSDI) or financial need (SSI).


For SDA, you must:

  • Provide medical documentation of your disability.
  • Meet the state’s income and asset requirements.


How to Apply for Disability Benefits in Michigan


Applying for SSDI or SSI

  • Online: At ssa.gov.
  • By phone: Call the SSA at 1-800-772-1213.
  • In-person: Visit your local Social Security office in Michigan.


Applying for SDA

  • Through the Michigan Department of Health and Human Services (MDHHS).
  • Online: At michigan.gov/mibridges.
  • In-person: At your local MDHHS office.


Important Considerations
  • SSDI and SSI require detailed medical records and can take several months for approval.
  • SDA is typically faster but provides more limited financial support.
  • Many disability applications are initially denied—understanding your options for appeal is critical.

How Hogan Smith Can Help

Navigating Michigan's disability system can be confusing and overwhelming. At Hogan Smith, we can:


  • Help determine which programs you qualify for.
  • Assist you in gathering the necessary medical and financial documentation.
  • Ensure your application is accurate and complete to avoid unnecessary delays or denials.
  • Represent you during the appeals process if your claim is denied.

Contact Hogan Smith Today

If you're considering applying for disability benefits in Michigan or need assistance after a denial, contact Hogan Smith for a free consultation. We’re ready to help you understand how disability works in Michigan and support you throughout the process.


Further Reading

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Updated February 10, 2025

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Updated February 10, 2025

A black and white icon of a newspaper on a white background.

Updated February 10, 2025

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