What is Social Security Disability?

Social Security Disability is a federal program that provides financial assistance to individuals who cannot work due to a disability. There are two main programs under Social Security for disability benefits:

• SSDI (Social Security Disability Insurance): Available to individuals who have worked and paid into the Social Security system through payroll taxes. To qualify for SSDI, you must have a sufficient number of work credits based on your employment history.
• SSI (Supplemental Security Income): This program provides benefits based on financial need, rather than work history. If you have a limited income and resources, you may qualify for SSI even if you haven't worked enough to qualify for SSDI.

Can Depression Qualify for Disability in Michigan?

Yes, depression can qualify you for Social Security Disability benefits if it is severe enough to prevent you from working. The Social Security Administration (SSA) includes depression in its list of mental disorders that may qualify for disability benefits under its Listing of Impairments.

However, to qualify for benefits, you must meet the SSA's criteria for depression and demonstrate how it limits your ability to function in the workplace. The SSA evaluates mental disorders based on the severity of your condition and the limitations it causes in your ability to perform basic work tasks.

Depression can be considered disabling if it:

• Interferes with your ability to maintain regular attendance at work.
• Prevents you from concentrating or completing tasks at work.
• Significantly impacts your social interactions, such as getting along with co-workers and supervisors.
• Makes it difficult for you to maintain a stable work environment due to feelings of hopelessness, fatigue, or emotional instability.

Steps to Apply for Disability for Depression in Michigan

If you believe your depression is severe enough to qualify for disability benefits, follow these steps to apply:

• Understand the SSA’s Criteria for Depression: The SSA uses specific criteria to evaluate mental disorders like depression. To qualify for disability benefits, your depression must meet one of the following:
• Affective Disorder Listing: The SSA evaluates depression under the Affective Disorders listing (12.04). This listing includes both major depressive disorder and bipolar disorder.
• Medical Documentation: You must provide solid medical evidence that shows your depression is severe enough to prevent you from working and impacts your ability to function in daily life.
• Gather Medical Documentation: One of the most critical components of your disability application is your medical evidence. The SSA requires comprehensive documentation from your treating physician or mental health provider that details your depression diagnosis, treatments, and how it affects your daily activities. Key documents include:
• Doctor’s notes and treatment history: Regular visits to a psychiatrist, psychologist, or general physician are essential to establish a consistent record of your condition.
• Psychiatric evaluations: Any reports or assessments that document the severity of your depression and its impact on your ability to function.
• Medication history: Records of antidepressants or other medications prescribed to manage your depression.
• Doctor’s opinion: A statement from your doctor explaining how your depression limits your ability to work and engage in normal activities.
• Complete the SSDI/SSI Application: You can apply for SSDI or SSI online through the Social Security Administration (SSA) website at www.ssa.gov. You can also apply by calling 1-800-772-1213 or visiting your local Social Security office in Michigan. During the application, be sure to:
• Be honest and thorough: Provide detailed information about your depression, its symptoms, and how it affects your daily life. It's important to fully explain how depression limits your ability to work.
• Include your work history: List your past employment and how depression has impacted your ability to perform job duties.
• Submit Required Documents: Along with your application, submit the necessary medical records, including diagnostic tests, doctor’s reports, and any other supporting documents that demonstrate the severity of your depression. Missing or incomplete documentation can delay the review process.
• Complete Function Reports: The SSA may ask you to complete a Function Report, which is a detailed form that asks how your depression affects your ability to perform activities like cooking, cleaning, and personal care. This form provides further insight into how your condition affects your daily life.

What Happens After You Apply?

After you submit your application, the SSA will review your case. Here’s what you can expect:

• Initial Review: The SSA will evaluate your application, medical records, and work history. This process typically takes 3 to 5 months.
• Reconsideration: If your application is denied, you can request reconsideration, where your claim is reviewed again. This process can take an additional 3 to 4 months.
• Hearing with an Administrative Law Judge (ALJ): If your reconsideration is denied, you have the right to request a hearing with an Administrative Law Judge (ALJ). During this hearing, you can present your case and provide additional evidence. The wait time for a hearing can range from 12 to 18 months, depending on the SSA's backlog in your area.
• Appeals Process: If the ALJ denies your claim, you can appeal to the Appeals Council or take your case to federal court.